Deposits (Adding Money)
Direct deposits (payroll, benefits, etc.): No limits
Incoming ACH transfers (from another bank): No limits
Incoming domestic wires: No limits
Internal transfers (between eligible Envelope accounts): No limits
Cash deposit at in-network ATMs:
$500 per transaction
$1,000 per day
Mobile check deposits:
$5,000 per day
$5,000 per month
Withdrawals & Spending (Taking Money Out)
Internal transfers (between eligible Envelope accounts): No limits
ACH transfers (originated on Envelope)
$5,000 per day
$10,000 per month
ACH debits (merchants/authorized withdrawals): No limits
ATM withdrawals: $500 per day
Debit card purchases (POS transactions): $5,000 per day
Checks drawn on your account: $5,000 per day
Outgoing domestic wire transfers:
$25,000 per day
$100,000 per month
If you need a temporary limit increase for any of these standard limits, please reach out to our team at [email protected] and our team will work to accommodate you.